About gabis
Built for how Africa
actually moves money.
A decade of work made money move across the continent. What sits on top of those rails is still a ledger with a search box. gabis is the layer that reads them and acts.
Why we exist
A Lagos merchant’s money moves across a bank account, mobile money, cash, informal credit and two currencies. Every transaction is recorded somewhere. Almost none of it is ever turned into a decision. We are building the software that closes that gap — not another app that waits to be told what to do.
What we have shipped
A working multi-currency product: accounts, cards, transfers, FX, invoicing with instalment schedules, bill payments, an AI copilot that reasons over your own transactions, and a collections agent that places real calls. Founder-built, running code, not mockups.
How we think about your money
The deterministic core computes your financial state on device — categorisation, commitments, burn rate, what is genuinely spare. Numbers that cannot hallucinate. A model only ever phrases and explains them, and nothing moves without your explicit approval.
Where we are going
Every African business will have a financial brain. gabis starts as the copilot that reads your money and the agent that collects it, and ends as the intelligence layer merchants, freelancers and institutions run their financial lives on.
Open your account
It takes a few minutes. Hold the currencies you actually use and move your first payment the same day.
Open your account